It is no secret that UPI apps provide a range of useful payment-related solutions that make our busy lives easy. They are easy to use, versatile, and time-saving. However, you must have also heard about fraud, scams, and hacker stories. Trying something new is good, but doing it correctly and safely makes things tension-free. In this article, you will explore some tips to avoid any risks related to your regular UPI payments.
Secure Internet Connection
Always use a secure network while paying through UPI. Avoid public Wi-Fi connections as they can provide sensitive data to hackers.
Double Check the Recipient ID
Verify the recipient’s UPI ID or mobile number before completing the payment. Consider scanning the QR code to reduce typos. This is crucial for secure UPI money transfers.
Keep Your UPI PIN Confidential
Never reveal your UPI PIN to anybody, not even close relatives or friends. Always choose a strong password, and remain cautious about using information that can be easily guessed, such as birth dates. You can also set up two-layer password security for additional protection.
Use Trusted UPI Apps
Always download UPI apps only from official app stores such as Google Play Store or Apple App Store. Use well-known and trustworthy apps like BHIM UPI. Ensure you perform a UPI app download from reliable sources.
Regularly Check Your Bank Balance
Check your bank balance frequently to stay informed. Examine your past transactions for illegal conduct. This practice is essential for maintaining secure UPI banking.
Be Cautious of Scams
Never click on any link without knowing its authenticity. Links can be risky since they can follow your mobile device and steal private information.
Keep Your UPI App Updated
Perform a UPI download from reliable sources. Make sure your UPI app is up to date to take advantage of enhanced security features and bug improvements. Grant only the permissions required by the UPI app to function correctly.
Educate Yourself on UPI Policies
To avoid failed transactions, be aware of the transaction limits set by your bank and the UPI app. Also, understand the refund policies and procedures in case of transaction disputes. This knowledge is beneficial whether you’re using UPI for business or personal transactions.
Promptly Report Issues
If you experience any issues or suspect fraudulent behavior, contact the customer care team for your UPI app immediately. Keep track of your transactions and promptly report any inconsistencies to your bank.
Multiple Devices
Avoid registering your UPI account on multiple devices unless necessary, as this could increase the risk of unauthorized access.
Notification Alerts
Turn on notification alerts for your UPI app to get real-time updates on all transactions. It will help you spot suspicious or unauthorized transactions promptly and monitor activities.
Conclusion
It is important to keep your security in check. Be cautious so that you don’t fall into scammer’ traps. Consider the above-mentioned tips to ensure your transactions, whether using UPI, UPI BHIM, or other apps, are convenient and safe.